Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 780, and assumes the loan will have an escrow account and no cash out.

J Loans - Amounts that exceed conforming loan limits.
10/1 ARM Jumbo
IR 3.750%
AP 3.579%
$750,000.00
25.0%
30 yrs
10 yrs
5%
$3,473.37
FAI
(months 121-132)
3.250%
FAP
(months 121-132; excludes taxes and hazard insurance; total payment will be higher)
$3,323.00
FII
(months 133-360)
3.250%
FIP
(months 133-360; excludes taxes and hazard insurance; total payment will be higher)
$3,323.00
$9,503.00
n/a
Rates, terms, and fees as of 04/03/2020 10:33 AM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-10 Year 11 Year 12 Years 13-30
Principal & Interest $3,473.37
$3,034 min.
$4,113 max.
$3,034 min.
$4,781 max.
$3,034 min.
$5,121 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $3,473.37 $3,034-$4,113 $3,034-$4,781 $3,034-$5,121
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