Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 780, and assumes the loan will have an escrow account and no cash out.

J Loans - Amounts that exceed conforming loan limits.
10/1 ARM Jumbo
IR 3.500%
AP 3.763%
$750,000.00
25.0%
30 yrs
10 yrs
5%
$3,367.84
FAI
(months 121-132)
4.125%
FAP
(months 121-132; excludes taxes and hazard insurance; total payment will be higher)
$3,557.00
FII
(months 133-360)
4.125%
FIP
(months 133-360; excludes taxes and hazard insurance; total payment will be higher)
$3,557.00
$7,674.00
n/a
Rates, terms, and fees as of 01/27/2020 10:30 AM EST and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-10 Year 11 Year 12 Years 13-30
Principal & Interest $3,367.84
$3,007 min.
$3,995 max.
$3,007 min.
$4,650 max.
$3,007 min.
$4,983 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $3,367.84 $3,007-$3,995 $3,007-$4,650 $3,007-$4,983
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