Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account and no cash out.

C Loans
7/1 ARM
IR 3.125%
AP 3.710%
$200,000.00
25.0%
30 yrs
7 yrs
5%
$856.76
FAI
(months 85-96)
4.125%
FAP
(months 85-96; excludes taxes and hazard insurance; total payment will be higher)
$946.00
FII
(months 97-360)
4.125%
FIP
(months 97-360; excludes taxes and hazard insurance; total payment will be higher)
$946.00
$3,636.00
n/a
Rates, terms, and fees as of 01/27/2020 10:30 AM EST and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-7 Years 8-30
Principal & Interest $856.76
$783 min.
$1,351 max.
Mortgage Insurance + 0 + 0
Estimated Total Monthly Payment $856.76 $783-$1,351
Let's look at your refinance goals and options together.
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