Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account and no cash out.

C Loans
5/1 ARM
IR 3.375%
AP 3.920%
$200,000.00
25.0%
30 yrs
5 yrs
5%
$884.20
FAI
(months 61-72)
4.125%
FAP
(months 61-72; excludes taxes and hazard insurance; total payment will be higher)
$957.26
FII
(months 73-360)
4.125%
FIP
(months 73-360; excludes taxes and hazard insurance; total payment will be higher)
$957.26
$4,003.77
n/a
Rates, terms, and fees as of 11/21/2019 10:31 AM EST and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-5 Year 6 Year 7 Years 8-30
Principal & Interest $884.20
$781 min.
$1,086 max.
$781 min.
$1,302 max.
$781 min.
$1,413 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $884.20 $781-$1,086 $781-$1,302 $781-$1,413
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