Rate Assumptions and APR Information

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Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 780, and assumes the loan will have an escrow account.

J Loans - Amounts that exceed conforming loan limits.
7/1 ARM Jumbo
IR 2.500%
AP 2.592%
$750,000.00
25.0%
30 yrs
7 yrs
5%
$2,963.41
FAI
(months 85-96)
2.625%
FAP
(months 85-96; excludes taxes and hazard insurance; total payment will be higher)
$3,002.00
FII
(months 97-360)
2.625%
FIP
(months 97-360; excludes taxes and hazard insurance; total payment will be higher)
$3,002.00
$8,090.00
n/a
Rates, terms, and fees as of 09/22/2020 10:40 AM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-7 Year 8 Year 9 Years 10-30
Principal & Interest $2,963.41
$2,887 min.
$3,619 max.
$2,887 min.
$4,319 max.
$2,887 min.
$4,679 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $2,963.41 $2,887-$3,619 $2,887-$4,319 $2,887-$4,679
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