Rate Assumptions and APR Information

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Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.

C Loans
7/1 ARM
IR 2.625%
AP 2.793%
$200,000.00
25.0%
30 yrs
7 yrs
5%
$803.31
FAI
(months 85-96)
2.750%
FAP
(months 85-96; excludes taxes and hazard insurance; total payment will be higher)
$814.00
FII
(months 97-360)
2.750%
FIP
(months 97-360; excludes taxes and hazard insurance; total payment will be higher)
$814.00
$5,288.00
n/a
Rates, terms, and fees as of 07/10/2020 10:52 AM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-7 Years 8-30
Principal & Interest $803.31
$772 min.
$1,280 max.
Mortgage Insurance + 0 + 0
Estimated Total Monthly Payment $803.31 $772-$1,280
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