Rate Assumptions and APR Information

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Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.

C Loans
5/1 ARM
IR 3.125%
AP 3.833%
$200,000.00
25.0%
30 yrs
5 yrs
5%
$856.76
FAI
(months 61-72)
4.125%
FAP
(months 61-72; excludes taxes and hazard insurance; total payment will be higher)
$953.00
FII
(months 73-360)
4.125%
FIP
(months 73-360; excludes taxes and hazard insurance; total payment will be higher)
$953.00
$3,992.00
n/a
Rates, terms, and fees as of 01/27/2020 10:29 AM EST and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-5 Year 6 Year 7 Years 8-30
Principal & Interest $856.76
$777 min.
$1,055 max.
$777 min.
$1,267 max.
$777 min.
$1,377 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $856.76 $777-$1,055 $777-$1,267 $777-$1,377
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