Rate Assumptions and APR Information

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Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.

C Loans
5/1 ARM
IR 3.625%
AP 3.506%
$200,000.00
25.0%
30 yrs
5 yrs
5%
$912.11
FAI
(months 61-72)
3.250%
FAP
(months 61-72; excludes taxes and hazard insurance; total payment will be higher)
$876.00
FII
(months 73-360)
3.250%
FIP
(months 73-360; excludes taxes and hazard insurance; total payment will be higher)
$876.00
$5,982.00
n/a
Rates, terms, and fees as of 04/03/2020 10:33 AM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-5 Year 6 Year 7 Years 8-30
Principal & Interest $912.11
$784 min.
$1,117 max.
$784 min.
$1,336 max.
$784 min.
$1,449 max.
Mortgage Insurance + 0 + 0 + 0 + 0
Estimated Total Monthly Payment $912.11 $784-$1,117 $784-$1,336 $784-$1,449
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