Get Prequalified

Find it. Love it. Buy it.

Start looking for a home with confidence

Whether you're just starting to explore or you're ready to make a move, talk to us. We'll help you estimate how much you may be able to borrow and be right there with you, from application through closing.

What's your home financing price range? Don't guess. Get Prequalified

Get Prequalified or Preapproved

Finding a home loan amount you may qualify for is a good way to start looking for a home with confidence. Our video Prequalification vs. Preapproval can help you learn more about the difference.

Video - Prequalification versus preapproval

Video: Prequalification versus preapproval

We have 3 ways you can learn how much you may be able to borrow. And with our free letter options, you can let sellers and real estate agents know you're a serious buyer.

1. A free mortgage prequalification lets you know roughly how much you may be able to borrow to buy your new home, using basic financial data you provide. There's no credit check, no charge, and no commitment.

2. A PriorityBuyer® preapproval gives you an estimate of a loan amount you may qualify for - and helps you determine a price range of homes you may want to consider for purchase. A preapproval means:

  • You've filled out a mortgage application.
  • We've checked your credit.
  • We've conducted an initial automated credit underwriting review based on the information you provided. 
Keep in mind that a PriorityBuyer preapproval is not a commitment to lend. A loan commitment can only be made upon receipt of an appraisal, title commitment, and final verification of all required financial documentation. This preapproval is subject to change or cancellation if the requested loan no longer meets applicable regulatory requirements and is not available on all loan products.

3. A credit approval is our highest standard of approval. A credit approval means:

  • You've filled out a mortgage application.
  • We've checked your credit and you've been credit approved.
  • You've provided information and documents like W-2s, paystubs, and bank statements.
  • An underwriter has reviewed all of your information and made an initial decision on your application.

Keep in mind these are tools to help you while home shopping, not commitments to lend. You'll need to finalize your mortgage application, and we'll need to verify your information, review your financial documents, and verify the property meets requirements before we can make a final decision on your application.

Why work with Wells Fargo? 

With our wide range of home financing programs, we can help you find a home loan that works for you. We will explain your options and how different loan programs work, so you can make informed decisions. You'll have all the support you'll need as you plan, when you purchase, and after you own your new home.